"Your Full Service Insurance Solution"
"Your Full Service Insurance Solution"
Even if you take every precaution to remove all possible hazards from your business, you still could be sued for accidents resulting from the carelessness of any visitor. That is why Business Liability Insurance is a must.
Yes, you can protect yourself and your business from financially devastating claims that may occur because of events over which you have minimal control. Business Liability Insurance serves to protect against the unknown risks posed by products, directors & officers, errors & omissions, discrimination and other such liabilities.
Your Insurance Agency provides Business Liability Insurance from top-rated insurers to Manufacturers, Wholesale, Retail, Services, Transportation, Construction, Commercial Real Estate, Contractors, Restaurants, Hotels, Apartments, and many other businesses in Virginia. We have the experience and the necessary resources to analyze and recommend the correct amount of Business Liability Insurance for your small business.
Our exposure analysis identifies your business’ risks and recommends the optimal blend of insurance coverage and risk management. This generally involves a combination of:
Business liability insurance coverage insures your business in the event of accidents and injury that might occur on your premises and exposures related to your products. It will protect your business from possible huge payments for bodily injury or property damage to a third party and for medical expenses resulting from the underlying incident. It will also absorb the cost of defending lawsuits that may include investigations or settlements, and for any judgments or bonds required during an appeal.
Employment practice Liability Insurance can protect you and your business from events that are not covered under most general liabilityinsurance policies such as:
Your reaction to bad behavior may be completely justified; it may even be a smart business decision that would appear to be beyond reproach. But, if you’re challenged, and you have to go to court to defend yourself, you’re on your own unless you have Employment Practices Liability Insurance. And the cost of defending these claims can be HUGE! In Fact In Most Cases The Cost Of Defense Is The Greatest Cost!
What Should You Do Next?
Regardless of whether you’re a small contractor, large employer or a small business owner, Your Insurance Agency can provide liability insurance coverage for your business at an affordable cost.
Your Insurance Agency is a full service Independent Insurance Agency that represents many top-rated companies. We assess risks and shop companies to find the best coverage for the price. Our clients get the best value for the insurance they need.
A few of the companies we represent include: Travelers, Safeco, Main Street, Metropolitan, Mercury, Lincoln Financial, Dairyland, Titan, Victoria, Foremost, Arrowhead, Alfa Vision, CNA, Kemper, Augusta Mutual, Anthem, Mutual of Omaha, and many more.
Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and quote. Let us do the research and find the best value for the Business Liability Insurance you need.
On the right sidebar of this page, we have include links to a number of business insurance resources. Click on any of the different business types to learn more about the insurance coverages for that type of business. Please call one of our commercial insurance agents at Your Insurance Agency for any assistance.
Press Release: Your Insurance Agency is the 2013, 2014, 2015, and now the 2016 Best of Richmond Award recipient for the Insurance Company category.
The Insurance Advisor, LLC is the “2016 Best of Richmond Award” recipient for the Your Insurance Agency Company category. This makes the fourth year in a row we have received this award (2013, 2014, 2015, & 2016)! Thanks to our clients, carriers, service providers, Smart Choice, and associates!!
The Richmond Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value. Various sources of information were gathered and analyzed to choose the winners in each category. The 2016 Richmond Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the Richmond Award Program and data provided by third parties.
Each year, the Richmond Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the area a great place to live, work and play.